An insurance
survey will concentrate on those items which are most likely to cause or mitigate insurance claims: the general structural
condition of the hull, seacocks, engines and fuel systems, steering, gas systems, as well as masts, rig, sails and safety
equipment.
This inspection is performed so that
the insurance company can determine whether or not the vessel is an acceptable risk. They are interested in structural integrity
and safety for its intended use. Most insurance companies require a survey on boats older than 20 years. They will also want
to know the vessel’s fair market value.
As
with a pre-purchase survey, the vessel will need to be out of the water. As moisture readings are not usually taken
for this type of survey (unless a full osmosis assessment is specifically requested), GRP vessels will only need to be out
of the water for the period of inspection, and do not require drying-out time beforehand.
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Key Features
Full structural inspection of the hull, deck and superstructure
Full inspection of bottom and stern gear
Visual inspection of all equipment
Insurance report with pictures
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